Frequently asked questions

Still wondering if IBA Solutions is right for you? Start here—or bring your questions to your free consultation.

Who is a good fit for IBA Solutions?

We work with individuals, families, and investors who want a strategic path into real estate. Many of our clients have credit challenges, prior evictions, or are simply unsure how to move from renting to owning. We also serve property owners looking for reliable tenants and structured programs like second-chance housing or lease-to-own.

What happens during the free consultation?

We’ll ask about your goals, current housing situation, income, and credit profile. From there, we’ll outline possible paths—such as mortgage options, lease-to-own, or second-chance placements—and give you clear next steps. There is no cost and no obligation.

Do you only help people with bad credit?

No. We help a wide range of clients—from those rebuilding credit to those who are already mortgage-ready but need guidance on the right property or financing structure. Our focus is on matching you with the best strategy for your specific situation.

Can you guarantee I’ll be approved for a mortgage?

We cannot guarantee approvals—that decision is always made by the lender. What we can do is evaluate your current profile, recommend realistic options, and build a step-by-step plan to increase your chances of approval over time.

Is this service available for both residential and commercial properties?

Yes. We work with residential tenants and buyers, as well as business owners and investors seeking commercial or income-producing properties. We can discuss your specific needs on your consultation call.

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Ready for a clear plan and a fresh start?

Schedule your free 30-minute consultation with IBA Solutions and discover your best path—mortgage, lease-to-own, or second-chance housing.

  • No cost, no pressure consultation
  • Available for individuals, families, investors, and property owners
  • Actionable next steps you can start right away

Book your consultation

Use the form below and we’ll follow up within one business day.

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